Business Insurance in Miami, FL
Business insurance may provide financial coverage that can help businesses manage risks and recover from unexpected events. Choosing the appropriate policy can support business continuity and reduce the impact of potential losses.
Types of Business Insurance 
Each business has different insurance needs, depending on its industry, location, revenue and workforce size. The following policies are often needed:
- General liability insurance may cover third-party claims of bodily injury, advertising injury, personal injury and property damage.
- Business property insurance may help pay for repairs or replacements if a covered event causes damage to your business property or equipment.
- Commercial auto insurance may cover company-owned vehicles or employees who drive for work.
- Business interruption insurance may assist in replacing lost income and cover extra expenses if operations are halted due to a covered incident.
- Professional liability insurance may apply if someone files a claim related to negligence, errors or inaccurate advice from your business.
- Workers’ compensation insurance may provide wage replacement and medical benefits to employees who become sick or injured due to job-related activities and can assist with a business’s legal costs if they face related lawsuits.
Cost of Business Insurance
How much you’ll pay for business insurance depends on many factors, including:
- Type of business
- Location
- Annual revenue
- Number of employees
- Coverage types and limits
- Deductible amount
Get Covered Today
Miami International Insurance Agency is ready to assist with your business insurance needs. Contact us today to review options or request a free quote.