Boat Insurance

Personal watercraft (PWC), like Jet Skis and Wave Runners, are often small and fast. Larger boats carry more people, travel longer distances and often include onboard living space. These differences directly shape how insurers assess risk and structure coverage. Here’s how insurance requirements and considerations may differ between personal watercraft and larger boats. Insurance for Personal Watercraft Some homeowners insurance policies may offer limited watercraft coverage when the vessel is stored at home, but a standalone PWC […]